A daily award for the best fintech startup we discover. Chosen by Dmitry Prostov and FinBox Solutions. We review what the product does, who it serves, how it makes money, traction signals, and key risks. One winner. Every day.
FinTech of the Day
Building India's AI-ready lending rails. MANNJAL, based in Bengaluru, provides full-stack lending infrastructure that lets banks and non-bank lenders originate and manage loans to underserved entrepreneurs. The platform supports phygital data capture, enriches borrower information, automates underwriting, and manages workflows across the lending lifecycle. On 3 December, the
FinTech of the Day
Smartphones are collateral. PayJoy thinks so. The San Francisco-based company lets people in emerging markets buy a smartphone in instalments and uses the handset itself as collateral through its own lock software. If a borrower stops paying, the phone can be locked remotely. If they repay on time, they build
FinTech of the Day
What if your appraisal came with an insurance policy? Illiquid assets are hard to value. When valuations are wrong, lenders can lose billions. Barker is a New York-based fintech that turns those valuations into insured instruments. The company has raised $3.5M in funding led by Walkabout VC to scale
FinTech of the Day
Tidalwave is rebuilding how Americans apply for a mortgage. In the U.S., the average mortgage still takes 43 days to close and requires hundreds of manual data entry tasks. Lenders end up spending thousands of dollars per loan on inefficient workflows. Tidalwave is an agentic AI mortgage point of
FinTech of the Day
Saudi businesses juggle hundreds of forms, portals, and shifting rules. STAMP is a regtech startup founded by lawyers turned entrepreneurs Muyasser ALBAR and Mohammed Zarei. They are building an AI-powered hub for all that red tape, so companies can manage licensing and compliance from one place instead of ten different
FinTech of the Day
Today, we spotlight Model ML, an AI fintech rewriting the financial analyst job description. Brothers Chaz Englander and Arnie Englander built an AI workflow platform that turns trusted internal data into ready-to-send pitch decks, investment memos, and due diligence reports in minutes instead of weeks. Investors are paying attention. Financial
FinTech of the Day
Retail trading in India is booming. The real gap now is not more apps, but better tools plus real education. Definedge is a Pune-based fintech and brokerage firm that blends powerful trading software with a serious focus on teaching investors how markets actually work. Founded by Prashant Shah, CMT, CFTe,
FinTech of the Day
Debt collection in India is usually a nightmare. Spam calls, threats, zero empathy. Riverline AI is a Bengaluru-based startup building agentic AI debt counsellors so borrowers can renegotiate payment plans through patient conversations instead of harassment. Founded in 2024 by Ankit Sanghvi, Jayanth Krishnaprakash, and Abhishek Gupta, the team is
FinTech of the Day
Heavy ERPs are out. CoPlane is the intelligent operations layer for the enterprise back office, automating finance and procurement workflows for multi-billion-dollar companies. The founding team of Chris Sperandio, Victor Mota, and Scott O'Leary previously built financial and data infrastructure at companies such as Stripe, Google, Twilio, Segment,
FinTech of the Day
Identity goes remote. Sofia‑based Evrotrust helps governments and enterprises verify users, sign documents, and deliver registered emails without a branch visit. The platform offers remote ID verification, qualified electronic signatures, qualified time stamps, and e‑delivery services compliant with EUeIDAS regulations. With 2 million users and 200 enterprise clients
FinTech of the Day
Bringing trust back to generative AI. Vigilant AI creates teammates for regulated organisations that need the productivity of generative AI without the compliance nightmares. Its platform embeds real‑time guardrails and audit trails so financial services, healthcare, and legal firms can use large language models inside existing workflows with full
FinTech of the Day
Life insurance quoting in minutes instead of weeks. New York insurtech Modern Life closed a $20M Series A led by Thrive Capital, with New York Life Ventures, Northwestern Mutual, and Allegis Group also participating, bringing total funding to $35M. The company's platform allows advisors to pull quotes from