A daily award for the best fintech startup we discover. Chosen by Dmitry Prostov and FinBox Solutions. We review what the product does, who it serves, how it makes money, traction signals, and key risks. One winner. Every day.
FinTech of the Day
Remittances are embedded in every platform. Remitee builds API‑based infrastructure that lets banks, retailers, and fintechs embed international transfers, mobile top‑ups, bill payments, and prepaid cards directly into their apps. The platform generates revenue from transaction fees and offers a hybrid treasury system that settles payments instantly in
FinTech of the Day
Fixing the cash flow for MENA's SMEs. UPFRONT builds a financial operating system that syncs with accounting software to give SMB owners real‑time cash‑flow analytics and automated receivables and payments. Its subscription‑plus‑transaction model helps small businesses reduce Days Sales Outstanding and unlock working capital.
FinTech of the Day
The CFO in your dashboard. Highbeam builds an AI-powered financial command centre for e-commerce brands. Merchants get bank accounts, free wire transfers, spend analytics, and a revenue-based line of credit via one platform. The software tracks expenses, categorises transactions, and offers forecasting, giving founders a clear view of cash flow.
FinTech of the Day
Pay by bank everywhere. Lithuanian startup Kashimi offers infrastructure-as-a-service for regulated institutions to provide account-to-account payments via open banking. Its unified API connects businesses to hundreds of banks across Europe and the UK, enabling instant Pay-by-Bank checkouts and PSD2-compliant direct debits. The company raised €1.36M pre-seed, co-led by Coinvest
FinTech of the Day
Your home, your credit card. Aven built the first HELOC-backed (a loan backed by your home's value) credit card, giving homeowners faster access to low-cost credit secured against their property. Its Home Equity Card offers unlimited 2% cash back, borrowing costs up to 50% lower than typical cards,
FinTech of the Day
Crowdfunding meets Shariah finance. Scale follows. Saudi platform Lendo | ليندو lets investors finance small-business invoices through a shariah-compliant crowdfunding marketplace. The company earns a spread between investor returns and borrower fees. In September, it struck a $53.3 million cost-plus financing deal with Jadwa Investment through its Murabaha Finance Fund
FinTech of the Day
Open banking is built in Riyadh. Spare provides API-driven account aggregation, identity verification, risk assessment, and recurring payments to fintechs and e-commerce firms across the Gulf. Its business model centres on usage-based fees for developers and enterprise subscriptions. Last week, the company raised $5 million pre-Series A led by Arab
FinTech of the Day
MENA’s $157 million bet on SME finance. HALA offers business accounts, virtual cards, POS terminals, invoicing, payments, and even shariah-compliant lending to freelancers and small businesses. The Saudi company monetizes through subscription fees and transaction take-rates. Serving over 142,000 businesses and processing more than $8 billion in annual
FinTech of the Day
Build credit while you send money home. Kredete helps African immigrants build a U.S. credit profile while they remit money to family in more than 30 countries, linking bill payments and remittances to a credit-scoring engine. It earns revenue from transaction fees and upcoming card interchange. The platform already
FinTech of the Day
Audits without the agony. uiAgent builds customizable AI agents that handle audit preparation, reconciliations, and client accounting services, allowing accountants to focus on providing advice. It runs on a subscription-plus-usage model and integrates with existing accounting software. Early adopters report 80% fewer manual data entries and a 25% faster monthly
FinTech of the Day
Finance with a mind of its own. Tabs builds AI agents to run the entire contract-to-cash cycle for finance teams, drafting invoices, chasing collections, recognizing revenue, and reporting without a spreadsheet in sight. Its business model is simple: charge a SaaS fee and let the bots do the heavy lifting.
FinTech of the Day
Credit that speaks Brazilian Portuguese. São Paulo‑based Ume helps merchants build instalment plans and revolving credit using Brazil’s Pix payment rails and AI underwriting. Products like Limite Ume, Pix Parcelado, and Empréstimo Pessoal serve both merchants and consumers, while an LLM‑powered assistant manages repayment and customer engagement.