Daily handpicked fintech startups, written from a builder’s perspective. Clear explanation of what the product does, who it serves, how it likely makes money, and what looks strong or risky. Published by Dmitry Prostov, founder of FinBox Solutions.
Fintech of the day
The separate account market (SMA) for bonds is exploding, but asset managers are stuck with spreadsheets. IMTC built a cloud‑native investment management platform for fixed income that automates portfolio and order management and enables SMAs to scale. The New York firm just raised a $12M Series A led by
Fintech of the day
Gen Z is drowning in debt and doesn’t trust banks to help. BON Credit thinks an AI co‑pilot can fix that. The San Francisco company’s app uses a model they call CredGPT to analyse spending, predict cash flows, and coach users on how to boost their credit
Fintech of the day
Brazil's credit markets are notoriously expensive, but property can change that. FlowCredi is building a marketplace where homeowners and businesses can access loans backed by real estate at rates well below traditional lenders. The platform connects borrowers directly with investors and handles origination, underwriting, and servicing. FlowCredi generates
Fintech of the day
Cross‑border trade is booming in Africa, but paying suppliers abroad remains a headache. Nigerian startup Clea - Pay Foreign Vendors Easily has come out of stealth with a blockchain‑enabled platform that lets importers settle invoices in Naira while their overseas suppliers receive U.S. dollars. Users can choose
Fintech of the day
Fraudsters share data, banks rarely do. Tuhk Inc. thinks the only way to fight back is through collaboration. The start‑up connects banks, merchants, and payment providers in a secure real‑time network so they can share signals, spot patterns, and stop fraud before it hits. Cybercrime will cost the
Fintech of the day
Cross‑border invoicing shouldn't require sleepless nights. Skydo built a payments platform for Indian freelancers and SMEs that lets them invoice and get paid in foreign currencies without the FX circus. The Bengaluru startup processed $300M+ and serves over 20k-30k businesses across 150+ countries. Backed by Susquehanna Asia
Fintech of the day
Nonprofits rarely get access to the same financial tools as venture‑backed startups. Givefront is changing that. The San Francisco startup provides a spend‑management platform that lets charities and associations issue corporate cards, build budgets, capture receipts, and automate compliance without heavy admin overhead. Givefront makes money from card
Fintech of the day
Imagine every car dealership or marketplace being able to offer its own financing without building a bank. That's what São Paulo‑based Altis makes possible. Its credit‑as‑a‑service platform lets merchants originate and manage loans using AI‑powered underwriting and a white‑label front end, turning
Fintech of the day
Can software free advisors from admin? Nevis is building an AI engine that automates the back-office work for registered investment advisors. From onboarding and compliance to portfolio rebalancing and ongoing maintenance, the platform handles the tasks that usually eat an adviser's day. Founded by former Revolut operators Philipp
Fintech of the day
Building India's AI-ready lending rails. MANNJAL, based in Bengaluru, provides full-stack lending infrastructure that lets banks and non-bank lenders originate and manage loans to underserved entrepreneurs. The platform supports phygital data capture, enriches borrower information, automates underwriting, and manages workflows across the lending lifecycle. On 3 December, the
Fintech of the day
Smartphones are collateral. PayJoy thinks so. The San Francisco-based company lets people in emerging markets buy a smartphone in instalments and uses the handset itself as collateral through its own lock software. If a borrower stops paying, the phone can be locked remotely. If they repay on time, they build
Fintech of the day
What if your appraisal came with an insurance policy? Illiquid assets are hard to value. When valuations are wrong, lenders can lose billions. Barker is a New York-based fintech that turns those valuations into insured instruments. The company has raised $3.5M in funding led by Walkabout VC to scale