Stake enables fractional real estate investment for global retail investors

If you can buy a tiny piece of a public company, why can’t you buy a tiny piece of a skyscraper? A few days ago, in a startup visa chat, someone asked me how to open their own coworking space in Portugal.

Fintech of my choice: Stake

The honest answer to that coworking question is brutal. Building takes time, permits, contractors, surprises, and a lot of cash before you earn your first euro.

Stake flips the angle. Instead of building or buying the whole thing, you buy a fraction of an income-producing property, like you would buy a stock. Stake is headquartered in Dubai, and it lets retail investors from 181 countries invest in fractional real estate in Saudi Arabia and the U.S.

The company was founded in 2020 by Manar Mahmassani, Rami Tabbara, and Ricardo Brizido. They are playing the regulated game, not the move fast and hope nobody notices game. Stake operates in compliance with DFSA and CMA rules, which matters a lot when you are dealing with property, cross-border money, and retail users.

The scale is already meaningful. Stake says it has two million users, and they just raised a $31M Series B led by Emirates NBD, bringing total funding to $58M. The plan for the new capital is also telling: launch StakeOne as a cross-border investment product, and go deeper into regulated tokenisation.

I like the business logic because it is simple and durable. They make money on management fees and performance fees, and the product promise is clear: make property investing feel as easy as buying a stock. If they get distribution and trust right, “fractional” becomes a habit, and habits are the real moat in consumer investing.

There is a bigger pattern here that I keep seeing in fintech. People do not just want higher returns, they want access. Access to assets that used to be reserved for locals, insiders, or people with a large down payment. If tokenisation becomes a properly regulated infrastructure, not a marketing word, real estate can start behaving like a global, liquid product. That is a big “if”, but it is the right direction.

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Next time someone asks me how to open a coworking, I might answer with a different question. Do you want to operate a building, or do you just want exposure to the cash flow?

Would you put $100 into fractional real estate if it was regulated, cross-border, and as easy as buying a stock?

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