Sardine - Catch Fraud in Real Time

Fast payments made fraud faster too.

Sardine sells a risk platform that helps fintechs and marketplaces spot bad actors before money moves. Think identity, device signals, behavioral patterns, and transaction context stitched into one decision engine.

They sit in the critical path: onboarding, funding, login, and payouts. Customers plug in an SDK and get real-time scores plus workflows for KYC and compliance teams who are tired of playing whack-a-mole.

The business model is classic B2B fintech infra. You pay for the platform, usage, and often the outcomes, with Sardine leaning into automation to cut manual review and false positives.

Traction signals are loud. In February 2025, Sardine raised a $70M Series C led by Activant Capital, taking total funding to about $145M, and reported 130% year-over-year ARR growth in 2024 while expanding to 300+ enterprise customers across 70+ countries.

CEO Soups Ranjan and the team come from risk and compliance trenches at places like Coinbase, Revolut, PayPal, and Uber. That background shows up in the product posture: less “dashboard,” more “operators’ system of record” for fraud and compliance.

This matters now because real-time rails and instant settlement shrink the reaction window to milliseconds. FinBox Solutions picked Sardine because the winners in fraud are building compounding data moats, and Sardine claims device-scale in the billions.

👉 Share this post so we can reach more founders, operators, and investors and build this FinTech community together.

If you do not want to miss the next startup, subscribe at fintechoftheday.com.

If you ran a fintech risk team, would you buy a platform like Sardine as a single vendor, or keep stitching best-of-breed tools together?

#fintechoftheday #fintech #fraud #regtech #risk #B2Bsaas