Porters automates banking back office workflows with AI solutions

I started my career deep in core banking, where a small back-office case could quietly eat a whole afternoon. It is nice to see real change finally reaching the parts of banking nobody puts on a slide.

Fintech of my choice: Porters

Porters is building an AI-native back office for banks. Not a shiny new front end. The boring, painful workflows that keep piling up behind the scenes, like garnishments and insolvency case management.

These are exactly the processes that live in the “black hole” of operations. Low value per case, high legal and compliance risk, and a lot of manual steps. Porters frames it as a €3B problem, and anyone who has seen bank ops up close knows that number is believable.

The team is Berlin-based and recently raised a €2.7M pre-seed led by Earlybird, with angels who actually understand this world: Martin Kassing (Upvest), Alexandre Prot (Qonto), Lukas Zörner (Penta/Integral), and Adrien Treccani (Metaco). The founders are Konstantin Kotulla, Christopher Bart,h and Dr. Michael John, with backgrounds across Upvest, McKinsey, and ETH Zurich. That mix matters here. You need product taste, process discipline, and serious technical depth to touch messy banking workflows.

What I like most is the business logic. Porters sells on usage, so the value is tied to work done, not to a big “digital transformation” budget. Banks are under pressure. Budgets are flat, compliance demands keep rising, and hiring more people for the back office is politically and economically hard. If you can reduce manual workload and lower compliance risk, you are not just saving cost. You are freeing attention and capital.

The bigger pattern I see is invisible infrastructure finally becoming the battleground. Everyone fought for the customer interface for years. Meanwhile, the back office stayed stuck with emails, PDFs, spreadsheets, and queues. If banks start trusting AI with the messiest parts, that will be a real shift, not a demo.

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I am rooting for teams like Porters, because this is where fintech becomes real productivity, not just prettier apps. Next time I talk to a bank COO, I will ask one simple thing: Where is your biggest operational queue right now?

Which banking process would you automate first if you could: garnishments, insolvency cases, KYC reviews, chargebacks, or something else?

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