Avenia builds cross-border payment solutions for Brazil and the U.S.
Avenia is revolutionizing cross-border payments between Brazil and the U.S. with stablecoins, offering instant settlement and multi-currency accounts. Discover why this São Paulo-based startup is Dmitry's FinTech of My Choice pick.
In Portugal I meet founders who run teams in São Paulo, developers in Eastern Europe, and clients in the U.S. The product is global, but the money still travels like it is 2005.
Fintech of my choice: Avenia
Avenia is building cross-border rails for companies between Brazil and the U.S., using stablecoins as the settlement layer. They give businesses multi-currency accounts in BRL, USD, and EUR, and they focus on something that matters in real life: instant settlement when you need to pay, collect, or move treasury across borders.
The company is São Paulo-based, founded in 2022 by Matheus Moura and Leandro Noel. They raised a $17M Series A led by Quona, with Fluent Ventures, Tomorrow Capital, Scale Up, and angels with backgrounds from Revolut, Santander, HSBC, and PagSeguro. That mix tells you the market is ready for “boring” infrastructure that actually works.
If you ever tried to move money between countries, you already know the truth about stablecoins. The transfer itself can be cheap and fast. The pain is getting in and out of fiat cleanly, with compliance, receipts, and reporting that your CFO and regulators can live with. Avenia’s bet is that the winner is not the token. It is the platform that makes stablecoin settlement feel like a normal bank workflow.
I like that they are building this as a regulated SaaS product, not a crypto toy. Unified reporting to Brazil’s Central Bank and the IRS is the kind of detail that decides whether a finance team adopts you or ignores you. The monetization is also simple and sustainable: SaaS fees plus FX spreads, aligned with real usage instead of hype.
The new funding will strengthen their Brazilian operations, expand to other LATAM markets and the U.S., and add yield products and corporate cards. That roadmap makes sense. Once you own the accounts and the settlement, cards and treasury products are natural extensions, and they increase retention.
I keep seeing the same pattern in fintech. Stablecoins are becoming critical infrastructure for global finance, but the financial services layer on top is still being built. This is exactly where a focused team can win by making cross-border B2B finally boring.
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I would happily use a product like Avenia for a Brazil-Europe-U.S. corridor if the onboarding and fiat rails are smooth. The moment cross-border becomes as reliable as sending an email, a lot of businesses quietly level up.
Where do you feel cross-border pain the most today: Brazil-U.S., LATAM-Europe, or another corridor entirely?
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