Immigrant fintech builder in Cascais. Founder of FinBox Solutions and FinTech of the Day. 2x exited, building toward the third. Daily startup picks, plus builder notes and honest lessons from the journey.
FinTech of the Day
A Sharia‑compliant "nobank" owned by its members. Web3 startup Takadao closed a $1.5M seed round with HASAN.VC, Syla Invest, Wahed Ventures, IceBlue Fund, ISTARI Ventures, and Draper Associates, bringing total funding to $3.1M. Takadao's LifeDAO pools member contributions into a mutual life
FinTech of the Week
AI pays for AI. Paygentic makes sure the money moves. Here is the simple idea. Your AI product focuses on intelligence. Paygentic runs the billing and cash flow behind it. Step 1. You plug into one billing and payments stack. Step 2. You switch on hybrid, usage-based, and outcome-based pricing
FinTech of the Day
What’s your real net worth? In India, families juggle bank accounts, mutual funds, real estate, gold, and insurance across dozens of institutions. It is hard to get a single, trusted picture of family wealth. FOLO auto-syncs everything into one secure dashboard. The app connects to 350+ financial institutions and
FinTech of the Day
Breaking liquidity barriers in cross‑border payments. Zynk is building a settlement network that removes the need for pre‑funding and treasury operations, letting remitters, PSPs, and neobanks move money instantly across borders. The platform supports USD, EUR, AED, INR, MXN, and uses a hybrid of fiat and stablecoins to
FinTech of the Day
Turning subscriptions into a growth engine for MENA. Saudi‑based Stream automates the entire billing lifecycle from issuing branded payment links and invoices to reconciling cash in real time. Its platform processes millions of riyals every month for thousands of customers and is growing 40 % month‑on‑month. Only 7
FinTech of the Day
Financial inclusion meets insurance in Tunisia. PayDay Takaful is a Tunisian insurtech that connects insurers, banks, and employers to offer salary-linked advances bundled with micro-Takaful insurance. Founded in 2024 by Mohamed Anouar Gadhoum, PHD, CSAA, CIIFP, and Shaher Abbas, PhD, CSAA, the platform empowers low- and middle-income workers to access
FinTech of the Week
Goodbye SMS codes. Hello, sign in with your SIM. Here is the simple idea. Your phone's SIM becomes the key. Step 1. Your carrier sends a secure signal. Step 2. Сryptography confirms it is really you. Step 3. You get in: no passwords, no SMS. Glide is live
FinTech of the Day
Founders hate spreadsheets Profitual does, too Profitual offers an AI-powered toolkit that automates financial modeling and fundraising preparation for startups. Founder Raymond Fitzpatrick (co-founder Daniel Hoyles featured in earlier materials about the product’s launch), frustrated by non-finance founders struggling with budgets, launched the platform in 2022. It builds investor-ready
FinTech of the Day
Why should filing taxes be a headache in 2025? Berlin‑based AnyTax builds API‑first tax infrastructure so banks, fintechs, and finance apps can embed tax filing, estimation, and planning directly into their products. Founded in 2024 by Moritz Kuder, Yash Gadiya, and Kirill Luzhnov, the startup tackles Europe'
FinTech of the Day
What if SMEs could get capital and know‑how in one click? Hong Kong's FundPark delivers AI‑driven working capital plus business intelligence to cross‑border eCommerce sellers. The company's "Scale‑Up as a Service" platform combines predictive funding, a proprietary credit model, and
FinTech of the Week
Mexico runs on microbusinesses: street stalls, tiny shops, home-based makers. They move about $300B of GDP. But banking for them still feels like 1999. Grupalia is a neobank built for this reality. It starts with digital group lending that people already trust. Money can arrive in under 24 hours. Next
FinTech of the Day
Payroll loans don't have to be a bank's game. Bull is a Brazilian startup that lets any company offer white‑label payroll loans to its employees or customers. Employers plug Bull's platform into their payroll and instantly turn salary advances into a revenue stream,