Immigrant fintech builder in Cascais. Founder of FinBox Solutions and FinTech of the Day. 2x exited, building toward the third. Daily startup picks, plus builder notes and honest lessons from the journey.
FinTech of the Day
Fraudsters share data, banks rarely do. Tuhk Inc. thinks the only way to fight back is through collaboration. The start‑up connects banks, merchants, and payment providers in a secure real‑time network so they can share signals, spot patterns, and stop fraud before it hits. Cybercrime will cost the
FinTech of the Day
Cross‑border invoicing shouldn't require sleepless nights. Skydo built a payments platform for Indian freelancers and SMEs that lets them invoice and get paid in foreign currencies without the FX circus. The Bengaluru startup processed $300M+ and serves over 20k-30k businesses across 150+ countries. Backed by Susquehanna Asia
FinTech of the Day
Nonprofits rarely get access to the same financial tools as venture‑backed startups. Givefront is changing that. The San Francisco startup provides a spend‑management platform that lets charities and associations issue corporate cards, build budgets, capture receipts, and automate compliance without heavy admin overhead. Givefront makes money from card
FinTech of the Day
Imagine every car dealership or marketplace being able to offer its own financing without building a bank. That's what São Paulo‑based Altis makes possible. Its credit‑as‑a‑service platform lets merchants originate and manage loans using AI‑powered underwriting and a white‑label front end, turning
FinTech of the Week
There are two ways to enter Brazil's financial system today: both are bad. Brazil's central bank has quietly built some of the most advanced rails in the world. Pix for instant payments: a serious open finance framework, regulators who actually ship. However, if you are a
FinTech of the Week
School fees feel less like a line item, more like a second mortgage. In the UK, the education journey quietly stretches over 20 plus years. Early years childcare can run from a few thousand pounds a year to the mid-teens, independent schools reach £19k to £50k annually, and university can
FinTech of the Day
Can software free advisors from admin? Nevis is building an AI engine that automates the back-office work for registered investment advisors. From onboarding and compliance to portfolio rebalancing and ongoing maintenance, the platform handles the tasks that usually eat an adviser's day. Founded by former Revolut operators Philipp
FinTech of the Day
Building India's AI-ready lending rails. MANNJAL, based in Bengaluru, provides full-stack lending infrastructure that lets banks and non-bank lenders originate and manage loans to underserved entrepreneurs. The platform supports phygital data capture, enriches borrower information, automates underwriting, and manages workflows across the lending lifecycle. On 3 December, the
FinTech of the Day
Smartphones are collateral. PayJoy thinks so. The San Francisco-based company lets people in emerging markets buy a smartphone in instalments and uses the handset itself as collateral through its own lock software. If a borrower stops paying, the phone can be locked remotely. If they repay on time, they build
FinTech of the Day
What if your appraisal came with an insurance policy? Illiquid assets are hard to value. When valuations are wrong, lenders can lose billions. Barker is a New York-based fintech that turns those valuations into insured instruments. The company has raised $3.5M in funding led by Walkabout VC to scale
FinTech of the Day
Tidalwave is rebuilding how Americans apply for a mortgage. In the U.S., the average mortgage still takes 43 days to close and requires hundreds of manual data entry tasks. Lenders end up spending thousands of dollars per loan on inefficient workflows. Tidalwave is an agentic AI mortgage point of
FinTech of the Week
Imagine your next debt collection call starts with empathy, not a threat. Talk to almost any lender in India, and you hear the same story. Collections are expensive, stressful for the team, and dangerous for the brand. For borrowers, it is worse: spam calls, pressure, and very little real help