Atoa offers a UK "pay by bank" checkout, helping small merchants reduce card fees by enabling instant bank transfers through QR codes or links, delivering funds in seconds at lower costs via Open Banking.
TrueLayer transforms bank payments into one-click checkouts, reducing costs and fraud for European merchants. Leveraging open banking, they provide instant deposits and withdrawals, routing over half of UK open banking traffic.
DolarApp, known as ARQ in Mexico, empowers Latin Americans to manage dollars and euros seamlessly, bypassing outdated banking systems. With 2 million users, it offers instant cross-border transactions, making stablecoins practical for everyday needs.
Pomelo Finance provides APIs for issuing, processing, and managing cards across Latin America, allowing fintechs and banks to launch card programs swiftly. With over 55 million transactions daily, it's transforming regional card infrastructure.
Quash, a Miami-based startup, is transforming credit assessments with its AI credit agent, using digital behavior to create an "inclusion score" for credit unions and small lenders, enhancing access for underserved borrowers.