Anyfin
Anyfin, our Fintech of the week, is revolutionizing loan refinancing by allowing users to easily manage and reduce their debt through a mobile app, cutting interest costs by up to 50% on average.
Debt gets expensive fast when rates jump. You feel it in the monthly payment, not in a macro chart.
Fintech of the week. Anyfin
Anyfin is a Stockholm fintech built for that exact moment. It lets people refinance existing loans from their phone, then track and manage the new debt in one place.
The flow is straightforward. You send in your current loan details. Anyfin underwrites you on your actual risk profile. If they can beat your rate, they refinance it and pay off the old lender. In earlier markets, the company said customers cut interest costs by around 50% on average.
What I like here is the business model discipline. This is lending, not lead gen. Anyfin makes money on the interest from the refinanced loan. It scales with cheaper funding lines and better underwriting, not with ads.
The founding team has that Nordic product pedigree. Anyfin was started in 2017 by CEO Mikael Hussain, CTO Sven Perkmann, and COO Filip Polhem, with backgrounds that include Klarna, Spotify, and iZettle.
Traction also looks real. Anyfin reported more than 1 million app downloads and says customers have saved a combined €68 million. They expanded from Sweden and Finland into Norway and Germany, which is not a trivial jump for consumer credit operations.
Capital followed the expansion curve. There was a $30M Series B in 2020. In 2021, Anyfin disclosed $52M in fresh equity plus over $500M of debt capital. And in January 2023, they announced a €30M Series C, with backers including Northzone, Accel, EQT Ventures, FinTech Collective, and Citi Ventures.
This matters because consumer lending winners in Europe are being rebuilt right now. High rates punish weak unit economics. The companies that survive are the ones with real risk models, strong funding access, and a product that actually reduces cost for the borrower.
Quick context on FinBox Solutions. They highlight one fintech every day. At the end of the week, the startup with the most votes becomes “Fintech of the week” and appears on my profile.
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Open question from our reader, Ahmed Shehu: How can someone get access to the lending? Founders, I hope you can answer in the comments.
What is the biggest friction you see today when trying to refinance a loan in your country?
#fintechoftheweek #Anyfin #fintech #lending #consumercredit #Europe
